What’s the U.S. Real Estate Market Doing Now?  Across the board home prices continue to rise, mortgage rates increase, and big changes are on the horizon for the mortgage industry come 2014. More rules and restrictions will be in effect starting January 10 and more to come towards the end of 2014. Lower limits on obtainable mortgages, harder challenges for self-employed borrowers, and lower limits for debt to income ratios…